At Parka, we believe peace of mind is fundamental to your happiness.
That’s why we tailor insurance cover specific to your needs and budget.
A lump sum payment in the event of death or terminal illness.
This lump sum payment makes sure that your loved ones are not left with a financial burden. Use it to repay debt or provide ongoing income for your family, when you can’t provide for them anymore.
A lump sum if you are diagnosed with cancer, stroke or heart attack, or another specified serious illness.
Advances in modern medicine are such that you are very likely to survive a major health problem, which you will recover from. So that you can focus on recovery, a Trauma lump sum helps with unanticipated expenses.
A monthly benefit replacing your income for any medical reason that keeps you from working.
Income Protection is the most important foundation of your insurance plan.
Have you ever calculated what you are on track to earn by Age 70? This figure is often far greater than the value of your house, and yet many people protect their house and contents before they think about protecting their ability to earn an income.
Mortgage Repayment Cover
A monthly benefit covering mortgage payments for any medical reason that keeps you from working.
This does exactly what the name suggests – covers your mortgage payments if you are medically unable to work. You would receive this as well as any ACC payments you may be entitled too.
Health / Private Medical
Health cover allows you access the treatment you need, when you need it. No wait list for you!
A basic level of heath cover is an important part of your insurance plan.
Not all policies are created equal in this area, so we help you understand what you are covered for, and what you are not.
Key Person Cover
A monthly income payment into your business
The loss of a key staff member, due to illness or injury, will be felt in many difference parts of your business. It may impact your ability to pay expenses, in retaining key relationships, even the value of your business.
ACC Structure – Self employed
Reduce your ACC levies and use savings for full income protection!
When it comes to replacing your income ACC only goes so far, covering you for accidents only.
If you’re self-employed and non-PAYE, you could potentially save thousands of dollars… and be better covered!
We will review you ACC coverage and make suggestions how this can work alongside personal insurance, to provide cover for both sickness and accidents. Often we can reduce levies for you, which can be used to help pay for your personal insurance.
We’ll guide you through the differences between ACC and full Income Protection, using straightforward language, not insurance jargon.
Talk to us about your ACC Structure Click here to get in touch.